Our Mission: To improve our members' financial well-being.
Checking
 
checking
 

My Carter Rewards Checking | BASIC Checking | GOLD Checking | Health Savings Account

Checking Accounts Tailored To Meet Your Needs!
Carter Federal offers 4 types of personal checking accounts to fit every member’s lifestyle. Low service fees and the portability and purchase power of a free VISA Check Card – the VISA Card that works like a check – make Carter Federal Checking Accounts a great way to stay on top of your finances.

My Carter Rewards Checking
Earn higher dividends with My Carter Rewards Checking! Earn 3.21% annual percentage yield reward rate on balances up to $10,000 when certain qualifications are met. Don’t forget to go ahead and sign up for eStatements and ePay by signing into eAccess. It’s easy!

You will find that "My Carter Rewards Checking" offers you an exceptional overall value.  This is especially true when you consider the combined benefits you receive in the program including: ATM fee refunds, Free ePay, Free eStatements, Free debit cards, and Free 24-hour online access to your accounts.

This reward checking is designed to benefit our members who use debit cards for purchases. To qualify for the reward rate each cycle, simply meet the following requirements each cycle:

• 11 Debit Card Purchases
• Enroll and Receive Electronic Statements
• Monthly Direct Deposit, ACH Transaction or ePay Transaction.
My Carter Rewards Checking FAQ and Qualification Cycle Dates


BASIC Checking
With BASIC Checking, your money is always conveniently right at your fingertips. BASIC Checking is great as a household account or for those who maintain a lower checking account balance. The low $5 monthly service charge can be avoided by maintaining a $500 balance.


GOLD Checking
GOLD Checking offers competitive dividend earnings for members who maintain a higher monthly balance. GOLD Checking members enjoy 2 boxes of free basic checks per calendar year and can avoid an $8 monthly service charge by maintaining a balance of $1,500. And IF, the member is 55+ the monthly service fee is waived!


Health Savings Account
A Health Savings Account is a great answer to rising medical costs and high-deductible heath plans. And best of all, distributions from your HSA are tax-free if they are used for qualified medical expenses. When you have a Health Savings Account at Carter Federal, you’ll get HSA checks and a free HSA debit card, so accessing your account is easy and convenient! Put money aside specifically for future medical expenses and contribute money anytime. Your balance rolls over from year to year.

 



 
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