Mortgage Loans | Home Equity Loans | Reverse Mortgages | Land Loans
Mortgage/Real Estate Loans
Home Loans help make dreams come true
If you’re considering a real estate loan, let Carter Federal Credit Union serve as your one-stop financial institution.
With our partnership with CU Members Mortgage, we offer First Mortgage Loans, Second Mortgage Loans, Home Improvement Loans, Reverse Mortgages, Land Loans, Home Equity Line of Credit Loans, and more.
Mortgage Loans
Ready to buy your own home? Talk to a home loan professional and make your home-ownership dreams a reality! Our expanded mortgage loan program gives you a variety of products to meet your needs, better service, and better access. Carter Federal and CU Members Mortgage are ready to help.
Get Online Mortgage Approval in Minutes!
When you begin the application process, you’ll be asked to create a log-on name and password, so you can come back to the site multiple times (if necessary) to complete your application. You can also take advantage of our mortgage calculators to find out how much home you can afford.
Home Equity Loans
If you already own your home and have some equity built up, you've got a ready source of funds for almost any financial need. Home equity loans are a sensible way to finance home improvement projects, educational expenses, or consolidate other debt. Why? Because you're liable to get a much lower rate on your home equity loan than on most other types of consumer loan. See a Carter Federal loan representative for more information on how you can borrow and save.
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Reverse Mortgages
Reverse Mortgages offer senior homeowners a way to turn home equity into Tax Free Cash! If you are a homeowner 62 years of age or older, a Reverse Mortgage can supplement your income. With no income requirements and minimal credit requirements, you may qualify for a Reverse Mortgage to pay for home repair, debt reduction, living expenses, healthcare. Several options let you receive your home’s equity to best suit your needs, whether a monthly payment or a lump sum. Plus, funds received from a Reverse Mortgage are not subject to income tax and do not affect Social Security Benefits.
Land Loans
Not quite ready to build, but don't want that perfect piece of property to get away from you? Secure your future home-site with a Land Loan from your credit union.
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