Auto manufacturers are often throwing out tantalizing financing offers to lure you to their lot… but look closely. Your credit union just might be the best place you can turn to for low auto loan rates and loan pre-approval, something which might help you with the negotiations.

Once you've been pre-approved at your credit union, you'll have the freedom to take advantage of any deal, knowing exactly how much you can afford to spend.

Auto Re-financing

Not only that, but your credit union is a great place to find a better deal even after you've signed on the dotted line with another institution. You can bring an existing auto loan over to Carter Federal and re-finance with us, often at a lower interest rate that will save you some cash in the long term.