|
| Account |
|
|
|
| $0 - and up |
1.00% |
1.00% APY |
|
| 3 withdrawals (checks
or transfers) per month. There is an $8.00 monthly service charge
if there are more than 3 withdrawals per month or balance drops
below $2,500. |
| Balance of 0 to $499.99 |
0.00% |
0.00% APY |
| Balance of $500 to $2,499 |
2.00% |
2.02% APY |
| Balance of $2500 to $9,999 |
2.75% |
2.78% APY |
| Balance of $10,000 to $49,999.99 |
1.75% |
1.76% APY |
| Balance of $50,000 or greater |
2.15% |
2.17% APY |
|
| Enjoy no monthly fee, no balance requirements, unlimited check writing and usage of our eServices. |
Non-Interest Bearing |
|
FREE
VISA Check Card available - the VISA Card that works like
a check. There is a $5.00 monthly service charge if balance
falls below $500. |
Non-Interest
Bearing |
|
Enjoy 2 boxes of free basic checks per calendar year and can avoid an $8 monthly service charge by maintaining a balance of $1,500. And IF, the member is 55+ the monthly service fee is waived! |
| Balance of $1,500 to $2,499.99 |
.15% |
.15% APY |
| Balance of $2,500 to $4,999.99 |
.25% |
.35% APY |
| Balance of $5,000 or greater |
.35% |
.35% APY |
|
| No monthly service charge is associated with this account and students can receive reimbursement (up to $10) on up to 4 non-Carter ATM charges per month by completing an online form. Non-Interest Bearing |
|
| $0 - and up |
1.00% |
1.00% APY |
|
| $0 - and up |
1.00% |
1.00% APY |
|
| $1,000 and up |
3.50% |
3.56% APY |
|
| Minimum deposit is $1000.00 JUMBO Rate applies
to amounts of $50,000 or greater. |
| Term |
Rate |
APY |
Jumbo-Rate |
Jumbo-APY |
| 6
months |
2.750% |
2.785% |
2.875% |
2.913% |
| 12
months |
3.000% |
3.042% |
3.125% |
3.170% |
| 24
months |
3.250% |
3.299% |
3.375% |
3.428% |
| 36
months |
3.500% |
3.557% |
3.625% |
3.686% |
| 48
months |
3.750% |
3.815% |
3.815% |
3.945% |
| 60
months |
4.050% |
4.126% |
4.175% |
4.256% |
Reminder:
Maturities of 36 months and longer receive an additional 10 basis points for two (2) or more relationships. Also, amounts of $50,000 or more receive a bonus of 0.125 (1/8 of 1%).
APY (Annual
Percentage Yield) shows the effect of compounding. Share
Certificate With Relationships. (Applies to members with two or more additional account
relationships.) |
| Also, the
rates for members with two (2) or more relationships will
be as follows: |
| 36
months |
3.600% |
3.660% |
3.725% |
3.787% |
| 48
months |
3.850% |
3.919% |
3.850% |
3.919% |
| 60
months |
4.150% |
4.230% |
4.275% |
4.360% |
|
|
| New and used Vehicles |
Up to 7 years to pay |
as low as 5.25% APR |
Real Estate
Variable (Prime minus 1.75%)
Fixed
Fixed
|
Up to 12 years to pay
1.00% origination fee
No origination fee |
6.5% APR
6.75% APR
7.25% APR |
Home Equity Line of Credit |
VARIABLE available |
Up to $150,000 |
| VISA Platinum Credit Card |
|
9.90% APR |
| VISA Classic Credit Card |
Up to 3 years to pay |
FIXED RATE of 11.90% to
15.90% APR |
| Personal Loan |
Up to 5 years to pay |
as low as 9.25% APR |
| Line of Credit |
Variable rate personal loan with generous limits
and easy access. Up to 5 years to pay |
Variable rate
(subject to change
quarterly) |
| Share Loan |
Lower your rate by pledging your shares or certificate
as collateral. Terms vary |
4.95% Floor. Variable rate =
2% above highest dividend
or certificate rate |
| New and Used Boats or Personal Watercraft |
Up to 10 years to pay |
as low as 5.50% APR |
| New and Used Motorcycles or 4-Wheeler |
Up to 7 years to pay |
as low as 5.50% APR |
| New an Used Motor Homes or Travel Trailers |
Up to 10 years to pay |
as low as 5.50% APR |
| New and Used Campers |
Up to 10 years to pay |
as low as 5.50% APR |
| New & Used Agricultural Equipment |
Terms vary |
as low as 5.50% APR |
You can earn a 0.25% discount on most of these
rates by signing up for Direct Deposit (having your pay check directly deposited into your CFCU savings or checking account). Call (800) 367-5026 for complete details. All quoted terms
and rates are subject to approval, and offered to qualified
members and potential members only. Terms and rates will vary,
depending on collateral and creditworthiness.
All Rates are
subject to change daily - call for most current rates. |
