|
| Account |
|
|
|
| Reward rate on balances up to $10,000 |
3.16% |
Earn 3.21% APY |
| Reward Rate on balances above $10,000 |
.71% |
Earn .71% APY |
|
FREE
VISA Check Card available - the VISA Card that works like
a check. There is a $5.00 monthly service charge if balance
falls below $500. |
Non-Interest
Bearing |
|
Enjoy 2 boxes of free basic checks per calendar year and can avoid an $8 monthly service charge by maintaining a balance of $1,500. And IF, the member is 55+ the monthly service fee is waived! |
| Balance of $1,500 to $2,499.99 |
.15% |
.15% APY |
| Balance of $2,500 to $4,999.99 |
.25% |
.25% APY |
| Balance of $5,000 or greater |
.35% |
.35% APY |
|
| $0 - and up |
0.00% |
0.00% APY |
|
| $0 - and up |
2.00% |
2.02% APY |
|
| $0 - and up |
.50% |
.50% APY |
|
| $0 - and up |
.50% |
.50% APY |
|
| $0 - and up |
.50% |
.50% APY |
|
| 3 withdrawals (checks
or transfers) per month. There is an $8.00 monthly service charge
if there are more than 3 withdrawals per month or balance drops
below $2,500. |
| Balance of 0 to $499.99 |
0.000% |
0.000% APY |
| Balance of $500 to $2,499 |
0.510% |
0.511% APY |
| Balance of $2500 to $9,999 |
0.860% |
0.863% APY |
| Balance of $10,000 to $49,999.99 |
1.110% |
1.115% APY |
| Balance of $50,000 or greater |
1.360% |
1.368% APY |
|
| Minimum deposit is $1000.00 JUMBO Rate applies
to amounts of $50,000 or greater. |
|
|
| Term |
Rate |
APY |
Jumbo-Rate |
Jumbo-APY |
| 6
months |
.84% |
.84% |
.96% |
.97% |
| 12
months |
1.14% |
1.15% |
1.26% |
1.27% |
| 24
months |
1.74% |
1.75% |
1.86% |
1.88% |
| 36
months |
2.18% |
2.20% |
2.31% |
2.33% |
| 48
months |
2.72% |
2.75% |
2.85% |
2.88% |
| 60
months |
2.96% |
3.00% |
3.09% |
3.13% |
Reminder:
Maturities of 36 months and longer receive an additional 10 basis points for three (3) or more relationships. Also, amounts of $50,000 or more receive a bonus of 0.125 (1/8 of 1%). APY (Annual Percentage Yield) shows the effect of compounding. Share Certificate With Relationships. (Applies to members with three or more additional account relationships.) |
| Also, the
rates/yields for members with three (3) or more relationships will
be as follows: |
|
|
| 36
months |
2.28% |
2.30% |
2.41% |
2.43% |
| 48
months |
2.82% |
2.86% |
2.95% |
2.99% |
| 60
months |
3.06% |
3.10% |
3.19% |
3.23% |
|
|
Real Estate
Variable
(U.S. Treasury
Rate + Margin)
Fixed
Fixed |
Up to 12 years to pay
1.00% origination fee
No origination fee |
3.250% APR
5.000% APR
5.375% APR |
| Home Equity Line of Credit |
VARIABLE available |
Up to $150,000 |
| New & Used Vehicles |
Up to 7 years to pay |
as low as 5.00% APR |
| New & Used Boats or Personal Watercraft |
Up to 10 years to pay |
as low as 5.50% APR |
| New & Used Motorcycles or 4-Wheeler |
Up to 7 years to pay |
as low as 5.50% APR |
| New & Used Motor Homes or Travel Trailers |
Up to 10 years to pay |
as low as 5.50% APR |
| New & Used Campers |
Up to 10 years to pay |
as low as 5.50% APR |
| New & Used Agricultural Equipment |
Terms vary |
as low as 5.50% APR |
VISA & MasterCard Platinum Credit Card
Balance Transfers Fee
Balance Transfer Rate
Cash Advance Rate
Purchase Rate |
|
8.800% to 17.80 APR
$0.00
Purchase Rate
17.80% APR
Based on credit worthiness |
| Personal Loan |
Up to 3 years to pay |
as low as 9.25% APR |
| Line of Credit |
Variable rate personal loan with generous limits
and easy access. Up to 5 years to pay |
Variable rate
(subject to change
quarterly) |
| Share Loan/Certificate Loan |
Lower your rate by pledging your shares or certificate
as collateral. Terms vary |
4.95% APR Floor. Variable rate=2% above highest dividend or certificate rate |
You can earn a 0.25% discount on most of these
rates by signing up for Direct Deposit (having your pay check directly deposited into your CFCU savings or checking account). Call (800) 367-5026 for complete details. All quoted terms
and rates are subject to approval, and offered to qualified
members and potential members only. Terms and rates will vary,
depending on collateral and creditworthiness.
All Rates are
subject to change daily - call for most current rates. |
